Consumer Credit Counseling Services

Consumer Credit Counseling Services (CCCS) is a non-profit agency committed to helping people help themselves become financially strong individuals and families through counseling, debt management and education.

A brief history:
Consumer Credit Counseling Services was established and filed for incorporation in 1967.  The agency initially grew slowly but steadily until 1985 when the agency staffed by four employees began providing counseling to about 1,000 individuals.  At that time approximately $700,000 was being disbursed annually to creditors on behalf of 325 clients using debt management services.The agency began experiencing tremendous growth in the mid 1980s and continuing into the late 1990s.  In 2009 staff included 38 individuals along with 3 volunteers in central and western Oklahoma.  Over 15,000 free counseling sessions have been provided along with 13,000 educational sessions to over 33,000 participants.  Approximately $11,676,683 was returned to creditors during 2008 for approximately 3,402 active and new clients on the debt management program.  Clients are also helped to further reduce their debt burden by avoiding future late charges and additional damage to their credit rating.

The goal of the education program is to teach clients money management skills and improve financial standing in life.  The goal is that people's lives will be changed.
The target population is any person hwo has a desire to learn more about their finances and wants to improve their financial situation.

CCCS is the only non-profit organization in OK that provides the combination of face-to-face, telephone and online counseling and education.  This agency is recognized as experts in debt management counseling assisting clients in establishing household budgets and working with creditors to reduce debt load to the client.  Free counseling in pre-purchase home-buying, reverse mortgage education and rent/mortgage delinquency intervention. 

This agency is available for online and/or telephone counseling and can arrange face to face meetings if requested.
Funding from ARUW is allocated for use in assistance with those clients living in Pontotoc County, Stratford or Konawa.